Financial Planning

We believe that successfully navigating life’s financial journey requires professional guidance and a well-thought-out plan that manages not only the opportunities, but also the risks that you may encounter.

Navigating Life's Financial Journey

Sometimes life gets in the way of properly organizing and addressing our financial affairs. But eventually, a lack of planning can limit our choices and opportunities. That’s why, after decades of working with successful clients, we developed a unique, proprietary planning process to help organize, coordinate and report on all aspects of your financial affairs. Through this process (as well as through our proprietary sub-processes), we are able to connect the dots, assessing all of the unique facets of your financial life, which helps us build a truly holistic plan to:
  • Build and manage your wealth in line with your needs and objectives
  • Manage life’s risks
  • Strategically reduce income, excise, capital gain, gift, estate, and generation-skipping taxes
  • Assure the continuance of your lifestyle through pre-retirement planning and retirement distribution management
  • Keep your financial affairs current with changes in your personal and business circumstances as well as external changes in the economy and markets

Here's How It Works

1. DISCOVERY: THE FIRST STEP OF THE JOURNEY

We begin by listening and asking questions to learn about your hopes, concerns, values and dreams…for your retirement, family, business, health, and future generations. Once we understand your objectives, the opportunities and risks emerge. The discovery of your goals, risks and opportunities – and how to manage them – forms the basis of a plan to help you effectively navigate each point in your life’s financial journey.

2. PLAN DESIGN: SEEING THE WAY

The next step involves analyzing your financial, tax and risk situation, then researching and testing financial models and combinations of solutions. During this phase, we may also use one or more of our proprietary sub-processes for tactical wealth management and business planning solutions. We also consult with your other advisors to assure that your plan is integrated with your other financial affairs. The result is a convergence of mindful recommendations delivered in a unified and understandable plan.

3. IMPLEMENTATION: IDEAS BECOME REALITY

With map in hand, the path is straightforward. We employ objective analysis and disciplined models to arrange for funding to be secured through the appropriate vehicles. The same due diligence is applied to position and allocate your assets to meet your plan’s specifications. Most importantly, we design solutions and safeguards with flexibility to forecast and accommodate both global and personal change at each point in your financial journey.

4. PLAN MANAGEMENT: STAYING ON COURSE

With goals in sight, great care is taken to ensure that your implemented plan follows the intended path. We establish regular reviews to gauge your plan’s performance, and make adjustments for changing laws, regulations, market conditions, interest rates and investment performance. The reviews also take into account your changing personal, business and financial circumstances.
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