Your Team

Patrick R. Velekei

CFP®, CLU®

Managing Partner

David A. Giles

CLU®, ChFC®

Partner

Susan E. Hall

CLU®, ChFC®

Senior Advisor

Michael E. Gross

CPA

Senior Advisor

Kayla Miller

Client Service Representative

In Memoriam

Timothy A. Ebbert

CLU®, ChFC®

Our Back-Office Specialists

Velekei Giles has chosen to affiliate with Valmark Financial Group, an exclusive, 50+ year old, invitation-only consortium of independent wealth advisory firms. Valmark employs over 100 professionals who are experts in all aspects of financial planning, investment analysis and portfolio management, qualified and non-qualified retirement plans, life insurance underwriting and management, and regulatory compliance.

As a Valmark affiliated firm, Velekei Giles is able to leverage the specialized expertise of these professionals to deliver analysis and recommendations when helping clients strategically plan their financial futures.

As a collective group, Valmark affiliated firms have over $30 billion of assets under management. This combined buying power provides access to some of the nation’s leading investment and insurance companies and allows negotiation of favorable arrangements on behalf of clients.

ValMark Securities, Inc. is a member of FINRA and SIPC, is licensed in all 50 states for securities and insurance and has over 100 independently owned Member Firms throughout the United States. Its affiliate, ValMark Advisers, Inc., is a Registered Investment Advisor with the SEC. Learn more at www.valmarkfg.com

Chris Finefrock

MBA, CFP®

Senior VP of Investments and Financial Planning

Carmen Donofrio

CFP®

Senior Financial Planner

Keith Miller

MBA, CLU®, ChFC®

VP of Insurance Planning

Mark Armstrong

CLU®, ChFC®, FLMI

VP of Insurance Marketing

Lauren Ballantine

FALU

Director of Underwriting

Tyler Denholm

CFA®

VP of Investment Management and Research

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FINRA BROKER CHECK

Patrick R. Velekei

CFP®,CLU®

Managing Partner

Patrick Velekei began his financial services career in 1999 and joined The Giles Financial Group in 2002. Patrick is a graduate of Shippensburg University with a Bachelor’s degree in Business Administration, majoring in Finance and Management Science. He earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 2006, and the Chartered Life Underwriter®(CLU®) designation in 2012.

Patrick is a past President of the Reading Association of Insurance and Financial Advisors, the Berks County Estate Planning Council, and the Greater Reading Young Professionals. As a graduate of the Leadership Berks program, he has continually been involved in the local community, serving on boards for the Boy Scouts Hawk Mountain Council and United Way of Berks County.

Patrick is an Eagle Scout and is actively involved in his church. He is a graduate of Wilson High School and resides in Wyomissing, PA with his wife, Meredith and their two daughters, Jillian and Kara.

David A. Giles

CLU®, ChFC®

Partner

Dave Giles has been in the financial services profession since 1972 and established The Giles Financial Group in 1986.  His early focus was in establishing quality relationships with other professional advisors such as attorneys, CPA’s, and bank trust officers.  In 1974, Dave, along with seven other financial services professionals, formed the Berks County Estate Planning Council.

Dave received the Chartered Life Underwriter® (CLU®) designation in 1985 and the Chartered Financial Consultant® (ChFC®) designation in 1986. He is a past President of the Reading Association of Insurance and Financial Advisors. Dave has served on the boards of numerous community organizations including Easter Seals, YMCA, and the American Red Cross.

Dave and his wife, Sally, reside in Reading, PA. They have two daughters, Jennifer Fink and Caroline Houck, a son, David, Jr. as well as eight grandchildren.

Susan E. Hall

CLU®, ChFC®

Senior Advisor

Susan Ebbert Hall entered the financial services profession in 1976 and first joined The Giles Financial Group in 2002. Since 2003 she has specialized in working with individuals experiencing dramatic life changes, including the death of a loved one, divorce and retirement, to name a few.

Susan is a graduate of Wilson High School and the Pennsylvania State University. She received the Chartered Life Underwriter® (CLU®) designation in 1983 and the Chartered Financial Consultant® (ChFC®) designation in 1985.

Susan resides in Ruscombmanor Township with her husband, Rev. Dr. Mike Hall. The Halls have four grown children and eight grandchildren.

Michael E. Gross

CPA

Senior Advisor

Michael Gross has been in the financial services industry since 1999 and joined The Giles Financial Group in 2014. Michael focuses his time on investment management for families and retirement plan consulting for businesses.

Michael is a graduate of the Pennsylvania State University where he earned a Bachelor of Science degree in Accounting. While at Penn State he was also the Head Football Manager for the Nittany Lions. Michael began his career in public accounting in 1977. After becoming a Certified Public Accountant (CPA), he spent 10 years living in San Diego as the controller of several retail chains and the Chief Financial Officer of Petco Animal Supplies, Inc. Michael is a member of the AICPA and PICPA.

Michael is originally from York, PA and currently lives in Shillington, PA with his wife, Angela. They have two grown sons, Corbin and Caleb.

Kayla Miller

Client Service Representative

Kayla Miller joined The Giles Financial Group in 2020. She is a graduate of Wilson High School and Kutztown University. As a Client Service Representative, Kayla helps clients with service requests on their accounts and policies, as well as maintaining accurate client records. Kayla also works actively with the advisors within the firm to service accounts and establish new accounts and policies for clients.

Kayla resides in Shillington, PA with her husband, Matt and their son, Holden.

Timothy A. Ebbert

CLU®, ChFC®

(In Memoriam)

Tim Ebbert began his financial services career in 1979 and joined The Giles Financial Group in 1999.

He provided dedicated service to his clients until his sudden passing in September 2020. Tim will be greatly missed and remembered fondly by his clients and colleagues.

Chris Finefrock

MBA, CFP®

Chris Finefrock is the Senior Vice President of Financial Planning and Investments for our partner, Valmark Financial Group. In his role, he oversees and is a resource for the team responsible for all aspects of design and implementation of various brokerage, insurance and advisory solutions intended to assist investors with risk management and reaching their accumulation and/or distribution goals. He also oversees the practice management and financial technology area which assesses third-party vendor technology and assists Member Firms in the selection and implementation of processes within their practice. Lastly, he oversees the investment operations division including data processing, books and records retention, principal review and custodial platform relationships. In addition to his Series 7, 24 and 66 registrations and his Ohio Life, Health and Variable licenses, Mr. Finefrock holds a BSBA in Financial Services and an MBA in Finance from the University of Akron. He is also a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional.

Carmen Donofrio

CFP®

As a Senior Financial Planner for our partner, Valmark Financial Group, Carmen Donofrio partners with independent financial advisors to assist in the financial success of their clients. He is responsible for designing plans that provide a clear path towards achieving financial goals, while identifying risks that could be obstacles in reaching those goals and recommending solutions to best address each risk. Mr. Donofrio earned his BBA in Personal Finance and Corporate Finance from The University of Akron. In addition to the Series 7, 24 and 66 registrations, he holds Ohio Life, Health, Accident and Variable licenses and is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional.

Keith Miller

MBA, CLU®, ChFC®

Keith Miller is the Vice President of Insurance Planning for our partner, Valmark Financial Group. Keith works with the insurance planning team to provide advanced case design and sales expertise. His core areas of focus include customized wealth transfer solutions, product analysis and holistic life insurance design. Mr. Miller is a national presenter at the Association for Advanced Life Underwriting (AALU) annual conference. He received his BA from Samford University and his MBA in Finance from the University of Alabama. Mr. Miller is also a Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®) and holds the Alabama Life and Health licenses.

Mark Armstrong

CLU®, ChFC®, FLMI

Mark Armstrong is the Vice President of Insurance Marketing for our partner, Valmark Financial Group. He possesses over 25 years of financial services management experience—including 20 years as an executive-level consultant specializing in product development, analysis, and advanced case design. Mark’s professional insights have been published in Best Review, the Journal of Financial Service Professionals, and the Journal of Practical Estate Planning. He has been a featured speaker at the MDRT International Meeting and various local estate planning conferences throughout the United States. Mark holds both Bachelor’s and Master’s degrees in Economics from The University of Akron, has Series 7, 24, and 63 registrations, and is both a chartered life underwriter and a chartered financial consultant.

Lauren Ballantine

FALU

As the Director of Underwriting for our partner, Valmark Financial Group, Lauren Ballantine is responsible for the technical assessment and negotiation of underwriting offers and serves as a contact for all new life business and underwriting. She is an advocate and escalation contact through every stage of the underwriting process, working to anticipate potential issues, identify the most appropriate carrier and negotiate the best possible underwriting outcome. She earned a BA in Biology and Art from the College of St. Benedict and St. John’s University, where she received the President’s Scholarship and made the Dean’s List. Mrs. Ballantine is a Fellow of the Academy of Life Underwriting (FALU), a board member of Twin Cities Association of Home Office Underwriters (TCAHOU), and holds Minnesota Life and Health Licenses.

Tyler Denholm

CFA®

Tyler Denholm is the Vice President of Investment Management and Research for our partner, Valmark Financial Group. His primary responsibility includes overseeing the investment management process and conducting research for TOPS®, TOPS® Strategic Allocation Portfolios and TOPS® Variable Insurance Trust. Specifically, he is responsible for portfolio design and portfolio management. Mr. Denholm regularly analyzes the TOPS® Portfolios and is heavily involved in the day-to-day operations of portfolio management. He also helps analyze our prospective portfolios, and we work directly with Tyler to determine which of the various Wealth Solutions would be the best fit for our clients. He earned his BSBA in Finance and Real Estate from the University of Akron, graduating Summa Cum Laude. In addition to his Series 7 and 24 registrations, Mr. Denholm is a Chartered Financial Analyst (CFA®).